While availing financing a couple of things instantly spring to mind. The first may be the payable interest rate while second may be the availability. The entire Indian banking product is in the restructuring phase. The Lalas and Munshis have forfeit their ft and also the Indian money marketplace is becoming organised day-by-day. Positive changes like intense competition, use of Internet and mobile banking make loan availing a simple affair.
However the financial literacy continues to be at its ...